Personal Checking Accounts

Checking

• Minimum balance required to open $100.00.
• Unlimited check writing and deposits.
• Imaged checks on statements mailed monthly.
• No fee for check orders or limit on the number of checks to order. ($2.27 charge for duplicates)
• VISA Check Card issued at no extra charge.
• Free automatic transfers to other accounts.

NOW Checking Account

• Minimum balance required to open $1,000.00.
• Gains interest for maintaining a minimum balance of $1,000.00.
• Interest will be compounded and credited into the account monthly.
• No charge for checks.
• Unlimited check writing.

Super NOW Checking Account

• Minimum balance required to open $2,500.00
• Super NOWs are divided into tiers that increase in interest rates.
• The higher balance you maintain, the higher interest rate you will receive.
• Interest is compounded and credited to the account monthly.
• Withdrawals from this account must be at least $500.00.

Premium Asset Fund Account

• Minimum balance required to open $10,000.00.
• Available to individuals only.
• No charge for checks
• Allowed 3 debits/checks per month at no charge.
• Interest paid monthly only if balance is above $10,000.00
• Fee for balance below $5,000.00.

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Order Checks

VISA Check Cards

• Our VISA check cards, also known as debit cards, can only be connected to a checking account.
• There are two different ways to use the card, either as a credit or a debit during a sales transaction.
• Credit transactions require a signature to authorize the transaction.
• Debit transactions require your pin number to authorize the transaction.
• These cards are not credit cards and no interest rates are applied.